h1 {margin-bottom: 0px; margin: 0px 0px 0px 0px; padding: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;}
form {margin: 0px; padding: 0px; border: 0px;}
table {direction: ltr;}

<ul> {margin: 0px; padding: 0px; border: 0px;}

a:link    {font-family: Arial, Helvetica, sans-serif;    font-size: 12px;  color: #0066CC;   text-decoration: none; }
a:visited {font-family: Arial, Helvetica, sans-serif; 	font-size: 12px; 	color: #0066CC; 	text-decoration: none; }
a:active  {font-family: Arial, Helvetica, sans-serif; 	font-size: 12px;	color: #0066CC;   text-decoration: none; }
a:hover   {font-family: Arial, Helvetica, sans-serif; 	font-size: 12px; 	color: #0066CC; 	text-decoration: underline;}


/*----------white navigation----------*/
.menu10 A:link	   {	font-family: Arial, Helvetica, sans-serif;	font-size: 6px;	text-decoration : none;	color: White}
.menu10 A:visited {	font-family: Arial, Helvetica, sans-serif;	font-size: 6px;	text-decoration : none;	color: White}
.menu10 A:active  {font-family: Arial, Helvetica, sans-serif; 	font-size: 6px; 	text-decoration : none; 	color: White }
.menu10 A:hover   {	font-family: Arial, Helvetica, sans-serif;	font-size: 6px;	text-decoration: underline;	color: White}

/*----------blue navigation----------*/
.menu11blu A:link	   {	font-family: Arial, Helvetica, sans-serif;	font-size: 11px;	text-decoration : none;	color: blue}
.menu11blu A:visited {	font-family: Arial, Helvetica, sans-serif;	font-size: 11px;	text-decoration : none;	color: blue}
.menu11blu A:active  {font-family: Arial, Helvetica, sans-serif; 	font-size: 11px; 	text-decoration : none; 	color: blue }
.menu11blu A:hover   {	font-family: Arial, Helvetica, sans-serif;	font-size: 11px;	text-decoration: underline;	color: blue}

.menu12blu A:link	   {	font-family: Arial, Helvetica, sans-serif;	font-size: 12px;	text-decoration : none;	color: blue}
.menu12blu A:visited {	font-family: Arial, Helvetica, sans-serif;	font-size: 12px;	text-decoration : none;	color: blue}
.menu12blu A:active  {font-family: Arial, Helvetica, sans-serif; 	font-size: 12px; 	text-decoration : none; 	color: blue }
.menu12blu A:hover   {	font-family: Arial, Helvetica, sans-serif;	font-size: 12px;	text-decoration: underline;	color: blue}

.menu11red A:link	   {	font-family: Arial, Helvetica, sans-serif;	font-size: 11px;	text-decoration : none;	color: red}
.menu11red A:visited {	font-family: Arial, Helvetica, sans-serif;	font-size: 11px;	text-decoration : none;	color: red}
.menu11red A:active  {font-family: Arial, Helvetica, sans-serif; 	font-size: 11px; 	text-decoration : none; 	color: red}
.menu11red A:hover   {	font-family: Arial, Helvetica, sans-serif;	font-size: 11px;	text-decoration: underline;	color: red}

.menu13gold A:link	   {	font-family: Arial, Helvetica, sans-serif;	font-size: 13px;	text-decoration : none;	color: #DAD540}
.menu13gold A:visited {	font-family: Arial, Helvetica, sans-serif;	font-size: 13px;	text-decoration : none;	color: #DAD540}
.menu13gold A:active  {font-family: Arial, Helvetica, sans-serif; 	font-size: 13px; 	text-decoration : none; 	color: #DAD540}
.menu13gold A:hover   {	font-family: Arial, Helvetica, sans-serif;	font-size: 13px;	text-decoration: underline;	color: #DAD540}

.menu11w A:link	 {font-family: Arial, Helvetica, sans-serif;	font-size: 11px;	text-decoration : none;	color: white}
.menu11w A:visited {font-family: Arial, Helvetica, sans-serif;	font-size: 11px;	text-decoration : none;	color: white}
.menu11w A:active  {font-family: Arial, Helvetica, sans-serif; font-size: 11px; 	text-decoration : none; color: white}
.menu11w A:hover   {font-family: Arial, Helvetica, sans-serif;	font-size: 11px;	text-decoration : underline; color: white}

.nav-w11 { }
a.nav-w11:link    {font-family: Arial, Helvetica, sans-serif;  font-size: 11px;color: white; text-decoration: none;}
a.nav-w11:visited {font-family: Arial, Helvetica, sans-serif; 	font-size: 11px; color: white; text-decoration: none;}
a.nav-w11:active  {font-family: Arial, Helvetica, sans-serif;  font-size: 11px; color: white; text-decoration: none;}
a.nav-w11:hover   {font-family: Arial, Helvetica, sans-serif;  font-size: 11px; color: white; text-decoration: underline;}

.nav-w13 { }
a.nav-w11:link    {font-family: Arial, Helvetica, sans-serif;  font-size: 13px;color: white; text-decoration: none;}
a.nav-w11:visited {font-family: Arial, Helvetica, sans-serif; 	font-size: 13px; color: white; text-decoration: none;}
a.nav-w11:active  {font-family: Arial, Helvetica, sans-serif;  font-size: 13px; color: white; text-decoration: none;}
a.nav-w11:hover   {font-family: Arial, Helvetica, sans-serif;  font-size: 13px; color: white; text-decoration: underline;}


/*----------white navigation----------*/
.menublk A:link	   {	font-family: Arial, Helvetica, sans-serif;	font-size: 12px;	text-decoration : none;	color: black}
.menublk A:visited {	font-family: Arial, Helvetica, sans-serif;	font-size: 12px;	text-decoration : none;	color: black}
.menublk A:active  {font-family: Arial, Helvetica, sans-serif; 	font-size: 12px; 	text-decoration : none; 	color: black }
.menublk A:hover   {	font-family: Arial, Helvetica, sans-serif;	font-size: 12px;	text-decoration: underline;	color: black}

.txt8 {font-family: Arial, Helvetica, sans-serif;font-size: 8px;}
.txt9 {font-family: Arial, Helvetica, sans-serif;font-size: 9px;}
.txt10 {font-family: Arial, Helvetica, sans-serif;font-size: 10px;}
.txt11 {font-family: Arial, Helvetica, sans-serif;font-size: 11px; }
.txt11w {font-family: Arial, Helvetica, sans-serif;font-size: 11px; color: white;}
.txt12 {font-family: Arial, Helvetica, sans-serif;font-size: 12px;}
.txt12w {font-family: Arial, Helvetica, sans-serif;font-size: 12px; color: white;}
.txt13 {font-family: Arial, Helvetica, sans-serif;font-size: 13px; }
.txt13red {font-family: Arial, Helvetica, sans-serif;font-size: 13px;  color: red;}
.txt13w {font-family: Arial, Helvetica, sans-serif;font-size: 13px; color: white;}
.txt14 {font-family: Arial, Helvetica, sans-serif;font-size: 14px;}
.txt14w {font-family: Arial, Helvetica, sans-serif;font-size: 14px; color: white;}
.txt15 {font-family: Arial, Helvetica, sans-serif;font-size: 15px;}
.txt15w {font-family: Arial, Helvetica, sans-serif;font-size: 15px; color: white;}
.txt16 {font-family: Arial, Helvetica, sans-serif;font-size: 16px;}
.txt16w {font-family: Arial, Helvetica, sans-serif;font-size: 16px; color: white;}
.txt17 {font-family: Arial, Helvetica, sans-serif;font-size: 17px;}
.txt17w {font-family: Arial, Helvetica, sans-serif;font-size: 17px; color: white;}
.txt18 {font-family: Arial, Helvetica, sans-serif; font-size: 18px;}
.txt18w {font-family: Arial, Helvetica, sans-serif;font-size: 18px; color: white;}
.txt24Bold {font-family: Arial, Helvetica, sans-serif;font-size: 24px;  font-weight: bold; color: #727272;}
.txt16Bold {font-family: Arial, Helvetica, sans-serif;font-size: 16px;  font-weight: bold; color: #727272;}

/*----------table and form elements ----------*/
.tbl-black {border: 1px solid Black;}
.tbl-grey {border: 1px solid #B9C4CE;}
.tbl-nr {background-repeat: no-repeat}
.tbl-blu {border: 1px outset #698BEE;}
.tbl-r {border: 1px outset #DC143C;}
.tbl-w {border: 1px solid white;}

.float-left {	float: left; margin: 5px; padding: 0px;}
.float-right {	float: right; margin: 5px; padding: 0px;}